arXiv:2611.08007v1 Announce Type: new Abstract: This letter investigates when Kronecker-separable spatial correlation approximates the covariance of multiple-input-multiple-output (MIMO) channels. We propose a geometry-aware channel model in which the same propagation environment determines both the Weischelberger spatial coupling matrix and the temporal correlation coefficient. The propagation environment follows a 3GPP-inspired clustered channel model. We consider a MIMO system affected by symbol-level channel aging caused by the user equipment's mobility. We schedule both uplink and downlink pilots, thereby deriving the respective spectral efficiencies (SEs) in the presence of imperfect channel state information. Numerical results show that channel aging's magnitude is strongly geometry-dependent, with diffuse propagation inducing greater temporal decorrelation and SE degradation than concentrated scattering. The results also identify regimes where Kronecker separability can be applied and regimes where geometry-aware Weischelberger coupling is needed.